Last Week in the State Legislature
Source: PA Chamber of Business and Industry
Both the House and Senate were in session last week, considering proposals related to paid leave, workers’ compensation, tax appeals, and more. Here is a rundown of some of last week’s legislative action relevant to employers.
HOUSE
PA Board of Finance and Revenue Appeals Reform (S.B. 1051 and H.B. 1994)
The House Finance Committee last week voted to advance two identical PA Chamber-supported measures aimed at reforming the Board of Finance and Revenue (BF&R) appeals process.
Senate Bill 1051 and House Bill 1994 would each allow the Board of Finance and Revenue (BF&R) to consider late-filed tax appeals from the Department of Revenue (DOR) if the taxpayer shows good cause. The bills also establish a settlement process at the BF&R as an alternative to the formal and lengthy court appeals process.
Taxpayers who disagree with a final decision made by DOR currently have 60 days to appeal the decision to the BF&R. Without the ability to accept late-filed appeals, cases are dismissed on a technicality rather than on their merits. The ability to settle disputes at the BF&R will provide for a quicker and fairer resolution to tax disputes, particularly for smaller businesses that do not have the resources for a drawn-out appeals process or litigation in the Commonwealth Court.
The PA Chamber supported both bills (CLICK HERE for our memo), which passed unanimously and will advance to the full House of Representatives to await votes on final passage.
Regulating Recurring Subscriptions (H.B. 116 and H.B. 2557)
The House Consumer Protection, Technology, and Utilities Committee last week voted to advance two bills opposed by the PA Chamber regulating recurring subscriptions.
House Bill 116 would amend the Unfair Trade Practice and Consumer Protection Act (UTPCPA) to require notification to consumers for automatic renewal subscriptions and allow consumers to cancel their subscriptions over the internet. Separately, House Bill 2557 would amend the UTPCPA to require notification of automatic renewals and automatic enrollment provisions in promotional offers.
Both proposals would subject businesses to new private rights of action, which is an excessive enforcement mechanism. Enforcement of consumer contracts should rest solely with the Attorney General to ensure a consistent approach to marketplace regulation. This legislation could also impede businesses’ ability to provide consumers with convenient, easy-to-use, and hassle-free options to continue services they value.
Both bills passed the committee by votes of 24-1 and now advance to the full House for consideration.
Right to Repair (H.B. 2535)
The House Commerce Committee last week voted along party lines to advance House Bill 2535.
This legislation would require original equipment manufacturers of electronics and appliances that contain embedded software, such as cellphones, washers, dryers, refrigerators, televisions, and laptops, to make available to consumers and independent repair shops the information and parts needed to repair those devices and fully disclose any contract provision preventing third party repair.
The PA Chamber opposed this legislation (CLICK HERE for our memo) because it undermines intellectual property rights, compromises product safety, and can lead to unauthorized modifications that jeopardize both consumer safety and the integrity of the original manufacturer’s standards.
Committee lawmakers voted 14-11 to advance H.B. 2535, which now goes to the full House for consideration.
Mandatory Paid Leave (H.B. 2548)
The House Labor & Industry Committee last week voted along party lines to advance House Bill 2548.
This legislation would require all Pennsylvania employers to implement and fund paid leave.
The bill would force employers of all sizes to adopt a one-size-fits-all mandatory policy related to time off regardless of a company’s size, industry, or other factors; and prohibit employers from developing customized leave policies that benefit their employees while still accommodating their own unique staffing requirements.
The PA Chamber opposed this legislation (CLICK HERE for our memo), which lawmakers voted 14-11 to advance. House Bill 2548 now goes to the full House for consideration.
Greenwashing (H.B. 2525)
The House Judiciary Committee last week voted along party lines to advance House Bill 2525.
This legislation would amend the Unfair Trade Practices and Consumer Protection Act (UTPCPA) to create a private right of action against employers for making deceptive environmental marketing claims, otherwise known as “greenwashing.”
Private rights of action lead to an increase in litigation, burdening the legal system and resulting in higher costs for both individuals and businesses. This can strain court resources and slow down the resolution of cases.
The PA Chamber opposed this legislation, which lawmakers voted 14-11 to advance. House Bill 2525 now goes to the full House for consideration.
Restricting PFAS Chemicals (S.B. 144)
The House Veterans Affairs and Emergency Preparedness Committee last week voted 23-2 to advance Senate Bill 114.
This legislation would establish new statewide requirements restricting the use of Class B foams containing added PFAS chemistries in firefighting applications.
The PA Chamber was neutral on the underlying legislation, however they opposed an amendment, which lawmakers voted to adopt by a narrower 15-10 margin, with language that broadens the scope of this legislation. Senate Bill 144 now advances to the full House for consideration.
Food Processing Residuals (H.B. 2393)
The House Environmental Resources and Energy Committee last week voted 23-2 to advance House Bill 2393.
This legislation would amend the Solid Waste Management Act, making several changes to the way that Pennsylvania handles food processing residue (FPR).
The PA Chamber recommended the legislation be amended to reflect issues raised by employers from the agriculture and food industries. These issues included classification, land use, and disclosure requirements.
Fortunately, an omnibus amendment addressing these concerns was unanimously adopted by the committee. House Bill 2393 now advances to the full House for consideration.
SENATE
Workers’ Compensation Expansion (H.B. 1632)
The Senate Labor & Industry Committee last week voted to advance House Bill 1632.
This legislation would significantly expand eligibility for workers’ compensation benefits for various categories of employees diagnosed with mental health conditions. Under current law, mental health conditions are generally compensable for workers’ compensation medical and wage-loss benefits if they are related to a physical injury or the result of an incident outside of the normal scope of employment. Otherwise, mental healthcare costs are generally covered by regular health insurance.
The bill would trigger WC benefit eligibility for certain categories of public employees for mental health conditions that result from normal work conditions, a paradigm shift that will significantly expand the program and could set a precedent to apply to the private sector.
The PA Chamber urged lawmakers to hold off considering this proposal and continue working with stakeholders to find a compromise (CLICK HERE for our memo).
Committee lawmakers voted 10-0 to advance H.B. 1632, which now goes to the full Senate.
Prevailing Wage Expansion (H.B. 2153)
The Senate Labor & Industry Committee also voted 10-0 last week to advance House Bill 2153.
This legislation would expand the Pennsylvania Prevailing Wage Act to include custom fabrication.
The PA Prevailing Wage Act requires pre-determined wages to be paid on public construction projects and can substantially increase project costs. This bill would expand this requirement to custom fabrication work, which will increase costs and create administrative challenges for employers, potentially divert projects to out-of-state competitors, and raise costs for taxpayers.
The bill was amended to remove another objectionable provision prohibiting employers from utilizing “split pay” policies which increase efficiency on the worksite. The PA Chamber welcomed the removal of this provision but remain opposed to this legislation, which advanced the committee last Tuesday. It now goes to the full Senate.
Statutory Cap Reform for Catastrophic Cases (S.B. 1300)
The Senate Judiciary Committee last week voted to advance Senate Bill 1300.
This legislation would increase the statutory caps on how much money an individual could recover from catastrophic lawsuits against state and local governments. These caps allow for responsible fiscal planning and stewardship of taxpayer funds, while also permitting reasonable recovery.
The Legislative Budget and Finance Committee recently reported that only one percent of the claims brought against local and state agencies are not fully satisfied under the current statutory caps. Senate Bill 1300 addresses those cases – it substantially increases the current limits for recovery in the most serious of cases.
The PA Chamber supported this legislation (CLICK HERE for their memo), which advanced the committee by a vote of 9-4. Senate Bill 1300 now goes to the full Senate.
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Founded in 1916, the Pennsylvania Chamber of Business and Industry is the state's largest broad-based business association, with its membership comprising businesses of all sizes and across all industry sectors. The PA Chamber is The Statewide Voice of BusinessTM.
Remote Work: A Complicated and Evolving Concept
Just as many workers have been getting comfortable enjoying the benefits that remote work brings, employees are increasingly feeling pressure to return to the office. Numerous companies are beginning to cut back on various aspects of the hybrid work environment, either eliminating it entirely or bringing employees back into the office on a more frequent basis.
There may be several factors serving as motivation behind the change. As recession fears mount, business owners have begun placing an increased emphasis on worker productivity and many feel that the in-office experience yields better results than the work-from-home model. Additionally, many believe that it’s important to have employees face-to-face with management for improved results when mentoring and training both new and existing employees.
Adding to the push to return workers to the office is a growing awareness that innovation, creativity and collaboration are more apt to suffer when teams within their organization are apart. The general consensus among corporate management personnel is that in-person time helps build relationships and enable greater accomplishments. Some also point out that it is easier to build trust in-person and that those trusted relationships help teams work more effectively.
Although hybrid work arrangements are unlikely to entirely disappear, the degree to which employers allow workers to work from home in the future appears to be unclear.
The Columbia-Montour Chamber of Commerce offers its members access to My Benefit Advisor as a solution for employee benefits, including voluntary offerings. For more information about My Benefit Advisor, visit our website at cmcc.mybenefitadvisor.com or contact Rob Higginbotham at (800) 377-3536.
Why Addressing Team Issues Often Backfires — And How to Avoid the Trap
Raising concerns about your team's dynamics can backfire, turning the conversation against you instead of addressing the issue. This defensive response often happens because the message feels like a personal attack. Here’s how to handle it effectively: focus on the issue, not the people, use empathy, and avoid accusatory language to keep the team’s attention on the problem.
577 words ~2.5 min. read
When you raise concerns about your team’s performance or behavior, it should ideally lead to constructive discussions and improvements. However, it’s not uncommon for these conversations to take an unexpected turn, with the spotlight shifting from the issue you’re raising to you, the messenger. Rather than focusing on the concern, people may become defensive, dismiss your message, or even perceive it as a personal attack.
Why does this happen, and how can you navigate it? Read on to learn why "doing the right thing" can provoke such defensive reactions and how to engage your team in more productive conversations.
The Emotional Hijack: Why Teams Get Defensive
When you raise a concern, it can feel like criticism, especially if the team or individual perceives it as a judgment on their abilities or commitment. This triggers a defensive mechanism. People focus on protecting themselves rather than addressing the issue at hand. According to research, when people feel their identity or competence is being questioned, it can activate an “emotional hijack,” where logical thinking takes a back seat to emotional reactions.
This defensive reaction often leads to two outcomes:
- Dismissal of the concern: The issue is downplayed or ignored.
- Attack on the messenger: The focus shifts to your behavior, tone, or intentions, rather than the issue itself.
Framing the Conversation Right
To avoid this defensive spiral, it's essential to approach the conversation in a way that minimizes the chance of emotional hijacking. Here are a few strategies to help your team focus on the problem, not the person bringing it up:
- Be specific, not personal: When addressing an issue, focus on observable behaviors or outcomes rather than individual traits. For example, instead of saying “You’re always late with reports,” frame it as “We’ve noticed the report deadlines are often missed, which affects our workflow.”
- Use collaborative language: Emphasize that the goal is to solve the issue as a team. Phrases like “Let’s find a way to improve this” can help shift the conversation from blame to problem-solving.
- Empathize and acknowledge emotions: Let the team know you understand their challenges. Empathy helps lower defenses by showing you’re not attacking their character but are instead concerned about the team's success.
Timing and Environment Matter
Choosing the right time and environment for these discussions is critical. Address concerns in a private, neutral setting rather than in front of the entire team, which can lead to public defensiveness. Additionally, be mindful of timing—if tensions are high after a stressful event, emotions may still be raw, and the conversation could backfire.
Prepare for Pushback
Despite your best efforts, some team members may still react defensively. When this happens, don’t escalate the situation. Stay calm, reiterate your intent to support the team’s goals, and offer to revisit the conversation after people have had time to process your feedback. Sometimes, giving space allows for more rational reflection.
Focus on Solutions, Not Blame
Bringing up concerns about team dynamics is never easy, but it’s crucial for growth and improvement. By framing the conversation in a way that minimizes defensiveness and emphasizes collaboration, you can keep the team focused on finding solutions, rather than getting distracted by emotional reactions. Focus on shared goals, use empathy, and be mindful of timing and delivery to keep the conversation productive and constructive.
For more strategies on managing difficult conversations in the workplace, check out Harvard Business Review’s “How to Give and Receive Feedback” or Inc.'s advice on building effective teams.
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The Columbia Montour Chamber of Commerce is a private non-profit organization that aims to support the growth and development of local businesses and our regional economy. We strive to create content that not only educates but also fosters a sense of connection and collaboration among our readers. Join us as we explore topics such as economic development, networking opportunities, upcoming events, and success stories from our vibrant community. Our resources provide insights, advice, and news that are relevant to business owners, entrepreneurs, and community members alike.
Small Businesses to Washington: Prioritize the Economy
Source: U.S. Chamber of Commerce
This quarter, the MetLife & U.S. Chamber of Commerce Small Business Index is 71.2, similar to last quarter’s score of 69.5, and with sentiments from this time last year (69.2).
Small businesses report having their highest levels of confidence in years, but many are voicing concerns about Washington's gridlock and potential tax hikes.
Eyes on November: According to the MetLife and U.S. Chamber of Commerce Small Business Index, 71% of small business owners are more focused on this year's election than previous cycles, with many calling for America's leaders to work together to get things done.
Why it matters: Main Street businesses understand the decisons made in Washington directly impact their operations and bottom line.
- This includes taxes. Unless Congress and the White House act, the corporate tax rate will dramatically increase at the end of 2025. Such inaction would have real consequences for businesses, workers, and communities nationwide.
Small biz speaks: Small business owners are unwavering in their priorities, calling for policies that support the essential role they play to many local economies:
- Prioritize the economy: 78% want the next president and Congress to prioritize the economy and inflation.
- Fight tax hikes: 88% say preventing tax increases on businesses should be a top priority for the next Congress.
- Tackle inflation: 56% cite inflation as their biggest challenge, a figure that has remained steady since 2022.
- Work together: 84% believe partisan gridlock is a major obstacle and call for bipartisan compromise.
Bright spot: Despite concerns about what’s happening in Washington, small businesses report their highest confidence since early 2020, fueled by optimistic revenue expectations and plans to increase headcount next year.
- 73% expect revenue to increase next year
- 44% anticipate increasing staff in the next year—near a 2023 high of 47%
ABOUT
The MetLife and U.S. Chamber of Commerce Small Business Index elevates the voices of America's small business owners by evaluating their confidence levels and identifying their challenges. Conducted quarterly, this survey engages approximately 750 small business owners and decision-makers, providing valuable insights into the sector's overall health and outlook.
Member News ~ October 3, 2024
Commonwealth University begins 2024-25 academic year with enrollment increases across all campuses
Commonwealth University, now in its third academic year following the integration of Bloomsburg, Lock Haven and Mansfield universities, is showing positive growth in new students across all campuses. Learn more.
2024 Small Business Advantage Grant Open
The 2024-2025 Small Business Advantage Grant Program is now open for applications. The grant provides reimbursement grants ranging from 50% to 80% of eligible project costs to Pennsylvania small businesses to improve energy efficiency or reduce pollution or waste by: upgrading or replacing equipment or supplies; improving processes; or reducing runoff into affected waterways. New program documents for 2024-2025 can be found here.
Bloomsburg Children's Museum Announces October Programs
Senator Culver and Representative Stender holding License Plate Replacement event in Danville
Has your license plate lost its reflectivity or is it peeling, discolored or unreadable from 50 feet away? Then join state Rep. Michael Stender and Senator Culver at their damaged license plate replacement event on Thursday, Oct. 17, from 2-4 p.m. on the 200 block of Iron Street, Danville.
Please register to attend this event by visiting Rep. Stender’s website.
Contemporary Cirque Ensemble to Present “Between Fall and Flight” at the Weis Center
The Weis Center for the Performing Arts will welcome contemporary cirque ensemble Machine de Cirque on Tuesday, October 8 at 7 p.m. at the Weis Center. Learn more!
Camp Victory to host 5K Run & Walk
Camp Victory will host a 5K Run & Walk on October 6, 2024. The race
will take place in and around Camp Victory’s campus – taking in the wonders of Camp Victory’s beautiful scenery. Get more details here.
United Way Kicks Off 2024-2025 Campaign with $665,000 Goal
Susquehanna Valley United Way’s Annual Campaign is underway with a focus on our local ALICE population. Community members are encouraged to participate in United Way’s Annual Day of Giving on 10/24/24, a 24-hour fundraising event designed to Unite our community and Ignite a brighter future. Learn more.
Halloween Happenings
- LCBC Trunk or Treat October 22nd
- Children's Museum Dinosaur Costume Party October 27th
- Berwick Area YMCA Trick or Treat Trail October 28th
- DCDC Annual Trunk or Treat October 31st
Join The Bloomsburg Library for a night of intrigue and suspense October 18 - October 20th
As excitement builds around the discovery of a mysterious mummified cat and an ancient Egyptian scarab, an unexpected tragedy strikes! Join the Bloomsburg Library for "Murder In the Library" happening over the weekend of October 18 - 20th. Learn more!
Halloween and Fall Foliage Train Rides Happening October 12th in Bloomsburg
These rides are brought to you by Downtown Bloomsburg, Inc. and the Bloomsburg Public Library in partnership with the North Shore Railroad, Penn Valley Railroad, LLC, and the SEDA-COG Joint Rail Authority. There are three train rides on Saturday, October 12 - 10 am, 12 noon and 2 pm. Get more info here.
Focus Central Pennsylvania Receives $25,000 Grant from Norfolk Southern
Focus Central Pennsylvania has been awarded $25,000 in grant funding by Norfolk Southern Corporation to support its mission, to attract investment that cultivates economic growth in Central Pennsylvania. Learn more.
Geisinger to host appreciation Dinners to Honor local Military Veterans
To thank local military veterans for their service, Geisinger will host drive-through veteran appreciation dinners at 11 locations across the health system’s service area from 3 to 5 p.m. on Thursday, Nov. 7. The dinners for U.S. military veterans and a guest are offered at no cost to participants. Get a list of all locations and register by November 1st here.
Third Quarter On Track Newsletter out NOW!
McKonly & Asbury hosting Advanced Low-Income Housing Tax Credit Issues Seminar
McKonly & Asbury’s Affordable Housing Seminar will be held in-person on Thursday, November 7, 2024, from 9:30am – 3:30pm. Learn more.
Service 1st Muncy Office Open
Service 1st Federal Credit Union’s twelfth branch location is now open at 200 Muncy Creek Blvd., in Muncy, PA. Learn more.
Learning to Live Beloved Ministries hosting Pancake Breakfast November 2nd
Please join Learning to Live Beloved Ministries for breakfast to help raise the remaining funds for their Well House Renovation project. The Well House is to be used for emergency housing for adult females exiting human sex trafficking in our local region. Learn more.
MC Federal Credit Union participation in Cybersecurity Awareness Month
MC Federal Credit Union is committed to cybersecurity education by
participating in the 21st Annual Cybersecurity Awareness Month. Learn more.
2024 Susquehanna Greenway Mini-Grant Program Opens
The Susquehanna Greenway Mini-Grant program aims to support the advancement of regional outdoor recreation, conservation, trail projects and programs within the Susquehanna Greenway which includes Columbia and Montour counties. Proposals for projects that take place outside of the Susquehanna Greenway will not be considered. The application window will close at 4:59 PM on October 25, 2024. To learn more and apply for grants you can go to susquehannagreenway.org/mini-grant-program.
Join Journey Bank for the 2024 Photography Competition on October 13th
Sunday, October 13th from 3:00 am - 5:00 pm Journey Bank will be hosting their 2024 Photography Competition. The event will take place at the First Presbyterian Church, 320 Market St. Berwick, PA. Light refreshments will be followed by an awards presentation at 5:00 pm. RSVP by call 570-316-1339.
IMC Partnering to Offer Electrical Safety Training
The Innovative Manufacturers’ Center (IMC), Inc. is excited to announce its continued partnership with The Manufacturers' Association to support training in electrical safety in central and southcentral Pennsylvania through December 2024. Open enrollment opportunities scheduled for October 8 – State College. Learn more.
The Women's Center of Columbia and Montour Counties Hosting 50th Anniversary Celebration
The Women’s Center, Inc. is thrilled to invite you to their 50th Anniversary Celebration happening November 16th at the Barn at Frosty Valley. Learn more about the celebration here.
Servpro of Columbia, Montour & Sullivan Counties offering CE classes
5 CE classes will be offered by Servpro of Columbia, Montour & Sullivan Counties. Get the full schedule.
Navigating the Intersection of AI: Acceptable Use Policies, Data Security, and SDLC
Source: McKonly & Asbury
By now, most companies have implemented an artificial intelligence (AI) acceptable use policy. However, there are other policies that can be affected by AI, including data security/data governance and software development life cycle (SDLC). This article will outline these three policies including their purpose and importance, as they relate to AI usage.
Acceptable Use Policies
The purpose of an acceptable use policy for AI is to provide a framework to ensure responsible and ethical use of this tool within an organization. Acceptable use policies are important to implement when an organization uses AI to make sure their data is secure.
Key considerations related to AI in Acceptable Use Policies:
- Request/Review/Approval process for new AI tools or use cases
- List of approved generative AI tools
- Guidance on authorized data sets – all data should be anonymized
Restrictions on data that cannot be used for model training purposes - Guidance on the limitations of AI
- Restriction on automated decision making and ethics considerations
- Prohibited Uses – respect copyright, licensing, and intellectual property
Data Security and Data Governance
The importance of data security in AI applications is crucial for any industry, especially finance and healthcare. These industries need to be extra cautious when inputting their data in AI because there can be serious concerns that can affect regulations like the Health Insurance Portability and Accountability Act (HIPAA), Electronic Communications Privacy Act (ECPA), and Family Educational Rights and Privacy Act (FERPA).
Key considerations related to AI in data security and data governance:
- Encryption is a good practice when securing data in AI applications. This will make data unreachable to outside users.
- When possible, separate AI applications by utilizing a specific instance locally (on prem) as opposed to a shared service, such as ChatGPT (cloud).
- Access control and authentication can require people who want to look at information to ask for permission from someone higher up in an organization, so no one from an outside source can access information without the organization knowing.
Impacts on the SDLC
The SDLC is a structured process that is used to design, develop, and test good-quality software. As AI continues to improve, it can change software development in positive ways.
Key considerations related to using AI in SDLC Guidelines:
- Data and data governance
- Ensure data set quality through training, data sets validation and testing, data design, and collection documentation
- Record keeping
- Enact automatic recording of events (logs)
- Enforce log standardization and specifications
- Transparency conformity assessment procedure
- Ensure reperformance of system output and uses
- Accuracy, robustness, and cybersecurity
- Ensure processing integrity and consistency, along with security
- Technical documentation
- Documentation must be sufficient to allow auditors or government authorities to assess compliance
As the integration of AI continues to increase, the importance of AI guidelines and uses are critical to keeping data secure. AI is widely spread across the globe and will continue to become a part of every organization.
Strike Shutters Half of U.S. Ports: What It Means for You
Source: U.S. Chamber of Commerce
As of midnight on Oct. 1, tens of thousands of International Longshoremen’s Association (ILA) members went on strike at ports along the East and Gulf Coasts.
Ahead of the strike, on Sept. 30, the U.S. Chamber called on President Biden to intervene in the contract negotiations between the ILA union and the U.S. Maritime Alliance (USMX) by invoking Taft-Hartley to avoid a work stopagge that would shutter those ports.
Poll: A Majority of American Voters Support Government Intervention to Stop a Strike
According to a new national poll from the U.S. Chamber, a majority of American voters (57%) support the Biden Administration taking action to keep the ports open and operating while negotiations continue, while roughly 20% of those surveyed said they were opposed to federal intervention.
The national poll surveyed 1,467American voters in September 2024. Margin of error is ~2.8%.
The Impacts of a Strike
America’s seaports are critical gateways for goods entering and leaving the United States. A strike by the ILA would have a devastating economic impact, crippling major supply chains and cutting off the flow numerous goods American consumers and businesses rely on every day.
These ports collectively handle more than 68% of all containerized exports and 56% of imports for the nation, with a daily trade value exceeding $2.1 billion. The National Retail Federation recently noted that economists believe a similar disruption in 2002 cost the economy $1 billion per day and it took six months for the economy to recover.
Port Congestion and Supply Chain Disruptions
Congestion caused by a port strike would force shippers to use longer ocean routes and longer inland routes to move commodities to U.S. and international markets. Ports predict that for every day of a strike, it will take approximately 5 to 7 days to clear. A one-week strike in October could therefore cause slowdowns well into November, creating further headaches for the holiday shopping season.
The impact of a strike will be felt well beyond the coastal areas. A significant portion of cargo handled at East and Gulf Coast ports is either destined for or originates from inland states. For example, manufacturers in Ohio, Michigan, and Illinois depend on these ports to import essential components and export finished products. Similarly, the agricultural sector in the Midwest relies heavily on the efficient functioning of these ports to access global markets. Therefore, any disruptions could have a cascading effect on supply chains nationwide, affecting businesses and consumers across all states.
By the Numbers
A high-level analysis of economic impacts by MITRE Corporation found that an ILA strike lasting 30 days would have an economic impact of:
- $640 million per day at the New York/New Jersey ports.
- $600 million per day at Virginia ports.
- $51 million per day in exports at Houston ports.
- $41.5 million per day in imports at Houston ports.
Small Business Fallout
Small businesses would face the brunt of the economic fallout from a strike as they are already operating within smaller margins, a tighter labor market, and higher costs from inflation. Delays in shipments of necessary products or materials can quickly grind their operations to a halt – impacting workers and communities that rely on these businesses.
Most Important Issues Under Negotiation
The two most important issues in this negotiation are the same as previous negotiations: worker pay and automation. However, the ILA is making outrageous demands on both.
Media reports indicate the ILA is demanding a 77% pay increase over six years. This eclipses the 32% wage increase that the union representing West Coast port workers won last year for a contract of similar length. Port operators want to provide workers with a fair pay increase, but the ILA has reportedly rejected an offer to increase wages by 40%.
The ILA is also demanding that the ports freeze implementation of technology that improves productivity, including measures that speed up the process of loading and unloading ships. Ports argue that these improvements are critical to America’s long-term competitiveness. A high level of productivity means containers and goods move quickly through ports, helping keep transportation costs low and getting products to store shelves quickly. These updates are badly need, because today U.S. ports rank as some of the least productive in the world. According to The World Bank Group and IHS Markit, no U.S. port ranked in the top 50 for productivity in the world.
With many U.S. ports already at capacity and trade volumes expected to climb, the lack of automation technology and continued inefficiencies at these ports will come at a cost to American global competitiveness. These improvements, however, can only be made through an agreement with the port workers.
What Happens Next?
With myriad challenges – including the ongoing Houthi attacks on vessels in the Red Sea – already plaguing maritime supply chains, a strike at the East and Gulf Coast ports in the U.S. would deal another significant blow to workers, businesses, and communities across the nation.
This summer, the U.S. Chamber joined dozens of organizations in calling on the Administration to take action to ensure an agreement is reached. The U.S. Chamber continues to encourage the Administration, Congress, and all relevant parties to pursue negotiations until a deal is reached and to avoid any possible disruptions in operations.
How Higher Corporate Taxes Would Affect Your Local Economy
Author - Neil Bradley is executive vice president, chief policy officer, and head of strategic advocacy at the U.S. Chamber of Commerce. He has spent two decades working directly with congressional committee chairpersons and other high-ranking policymakers to achieve solutions.
A Look Ahead in the Legislature
House and Senate lawmakers are back in Harrisburg this week and, as always, the PA Chamber is currently monitoring several pieces of legislation with the potential to impact the state’s business community. Here is some of the legislation that employers should look out for in the week ahead.
PA Board of Finance and Revenue Appeals Reform (S.B. 1051 and H.B. 1994)
Senate Bill 1051 and House Bill 1994 are both expected to receive a vote in the House Finance Committee this week.
These proposals would allow the Board of Finance and Revenue (BF&R) to consider late-filed tax appeals from the Department of Revenue (DOR) if the taxpayer shows good cause. The bills also establish a settlement process at the BF&R as an alternative to the formal and lengthy court appeals process.
Taxpayers who disagree with a final decision made by DOR currently have 60 days to appeal the decision to the BF&R. Without the ability to accept late-filed appeals, cases are dismissed on a technicality rather than on their merits. The ability to settle disputes at the BF&R will provide for a quicker and fairer resolution to tax disputes, particularly for smaller businesses that do not have the resources for a drawn-out appeals process or litigation in the Commonwealth Court.
Regulating Recurring Subscriptions (H.B. 116 and H.B. 2557)
House Bill 116 and House Bill 2557 are each expected to receive a vote in the House Consumer Protection, Technology, and Utilities Committee this week.
House Bill 116 would amend the Unfair Trade Practice and Consumer Protection Act (UTPCPA) to require notification to consumers for automatic renewal subscriptions and allow consumers to cancel their subscriptions over the internet. Separately, H.B. 2557 would amend the UTPCPA to require notification of automatic renewals and automatic enrollment provisions in promotional offers.
This legislation would subject businesses to new private rights of action, which is an excessive enforcement mechanism. Enforcement of consumer contracts should rest solely with the Attorney General, to ensure a consistent approach to marketplace regulation. This legislation could also impede businesses’ ability to provide consumers with convenient, easy-to-use, and hassle-free options to continue services they value.
Right to Repair (H.B. 2535)
House Bill 2535 is expected to receive a vote in the House Commerce Committee this week.
This legislation would require original equipment manufacturers of electronics and appliances that contain embedded software, such as cellphones, washers, dryers, refrigerators, televisions, and laptops, to make available to consumers and independent repair shops the information and parts needed to repair those devices and fully disclose any contract provision preventing third party repair.
We oppose right-to-repair legislation because it undermines intellectual property rights, compromises product safety, and can lead to unauthorized modifications that jeopardize both consumer safety and the integrity of the original manufacturer’s standards.
Paid Leave Expansion (H.B. 2548)
House Bill 2548 is expected to receive a vote in the House Labor & Industry Committee this week.
This legislation would require all Pennsylvania employers to implement and fund paid leave.
The bill would force employers of all sizes to adopt a one-size-fits-all mandatory policy related to time off regardless of a company’s size, industry, etc.; and prohibit employers from developing customized leave policies that benefit their employees while still accommodating their own unique staffing requirements.
Workers’ Compensation Expansion (H.B. 1632)
House Bill 1632 is expected to receive a vote in the Senate Labor & Industry Committee this week.
This legislation would significantly expand eligibility for workers’ compensation benefits for various categories of employees diagnosed with mental health conditions. Under current law, mental health conditions are generally compensable for workers’ compensation medical and wage-loss benefits if they are related to a physical injury or the result of an incident outside of the normal scope of employment. Otherwise, mental healthcare costs are generally covered by regular health insurance.
The bill would also trigger WC benefit eligibility for certain categories of public employees for mental health conditions that result from normal work conditions, a paradigm shift that will significantly expand the program and could set a precedent to apply to the private sector
Prevailing Wage Expansion (H.B. 2153)
House Bill 2153 is also expected to receive a vote in the Senate Labor & Industry Committee this week.
This legislation would expand the Pennsylvania Prevailing Wage Act to include custom fabrication.
The PA Prevailing Wage Act requires pre-determined wages to be paid on public construction projects and can substantially increase project costs. This bill would expand this requirement to custom fabrication work, which will increase costs and create administrative challenges for employers, potentially divert projects to out-of-state competitors, and raise costs for taxpayers.
PRESS Energy Plan (H.B. 2277)
House Bill 2277 is expected to receive a vote in the House Environmental Resources and Energy Committee this week.
This legislation amends the Alternative Energy Portfolio Standards Act (AEPS) to create the Pennsylvania Reliable Energy Sustainability Standards Act (PRESS). The bill designates various energy sources as PRESS energy sources and mandates that a portion of electricity sold in Pennsylvania be generated from PRESS sources.
Any change to AEPS requires thoughtful discussion amongst all involved stakeholders. This bill, as currently drafted, fails to incorporate this input and takes an approach that could negatively impact Pennsylvania’s economy, increase energy costs, and compromise grid reliability. As such, the PA Chamber will continue to engage lawmakers, encourage robust discussion, and urge the incorporation of relevant stakeholder feedback.
Greenwashing (H.B. 2525)
House Bill 2525 is expected to receive a vote in the House Judiciary Committee this week.
This legislation would amend the Unfair Trade Practices and Consumer Protection Act (UTPCPA) to create a private right of action against employers for making deceptive environmental marketing claims, otherwise known as “greenwashing.”
Private rights of action lead to an increase in litigation, burdening the legal system and resulting in higher costs for both individuals and businesses. This can strain court resources and slow down the resolution of cases. They can also lead to frivolous litigation.
Restricting PFAS Chemicals (S.B. 144)
Senate Bill 114 is expected to receive a vote in the House Veterans Affairs and Emergency Preparedness Committee this week.
This legislation would establish new statewide requirements restricting the use of Class B foams containing added PFAS chemistries in firefighting applications
The PA Chamber supports the safe management of chemicals, including AFFF Class-B Firefighting Foam, however, we do not support a pending committee amendment that broadens the scope of this legislation.
Food Processing Residuals (H.B. 2393)
House Bill 2393 is expected to receive a vote in the House Environmental Resources and Energy Committee this week.
This legislation would amend the Solid Waste Management Act, making several changes to the way that Pennsylvania handles food processing residue (FPR).
Employers from agriculture and the food industry worked with lawmakers to address several issues regarding the underlying bill. We expect these concerns to be resolved through an amendment that clarifies procedural requirements including classification, land use, and disclosure requirements.
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Founded in 1916, the Pennsylvania Chamber of Business and Industry is the state's largest broad-based business association, with its membership comprising businesses of all sizes and across all industry sectors. The PA Chamber is The Statewide Voice of BusinessTM.
How to Choose Small Business Insurance
Choosing the best small business insurance coverage protects your livelihood against the unexpected. It must meet federal, state, and local requirements while addressing industry risks. Many factors impact coverage and costs, making insuring a business a complex task.
But how do you determine the coverage, limits, and kind of insurance needed for small business owners? This guide explores these topics and discusses the average costs and limits for optional and required business insurance. It also covers advisory options for entrepreneurs needing assistance understanding regulations and choosing insurance products.
How to choose business insurance in 5 steps
Whether you work from home, rent an office building, or meet clients off-site, certain regulations may apply to your company, necessitating small business insurance coverage. Before discussing the types and costs in detail, let's review the basics that small- and midsized businesses should consider.
To choose the right business insurance, owners should:
- Review laws to determine your small business insurance requirements. Federal regulations require employers to have unemployment, workers' compensation, and disability insurance. States may impose additional rules.
- Assess your risks, liabilities, and assets. Insurance covers losses you can't pay out of pocket, which vary by company. Evaluate value and costs related to property, inventory, accidents, and professional errors.
- Consider fund availability to put toward deductibles. Insurance costs add up quickly, but cash on hand to cover higher deductibles can reduce monthly or annual fees. Choose a reasonable amount that doesn’t overextend your account.
- Decide which small business insurance types are most important. To stick to a budget, prioritize coverage based on your risk analysis. You can add or remove policies as your needs change.
- Determine how to find the best small business insurance. Comparing coverage limitations, insurance terms, and policy comparisons can be challenging. Insurance agents, brokers, and professional employer organizations (PEOs) can help.
What are the different types of small business insurance?
Small business insurance providers offer commercial coverage for most risks that companies face. Many carriers provide several insurance options, allowing companies to bundle policies for additional savings.
Home-based businesses may prefer a BOP, whereas high-risk and medium-sized companies might select a commercial package policy. Both solutions bundle multiple policies for cost savings.
While choosing the right amount of coverage is vital, there's no point in buying insurance you don't need. When in doubt, an impartial, third-party adviser can help your company sort through your choices.
Here are the most common types of insurance for small businesses:
- Commercial liability insurance: This general business coverage pays for bodily harm, property damage, or advertising injury claims.
Errors and omissions insurance: E&O coverage or professional liability insurance covers claims that your services or advice caused financial harm because of actual or alleged errors or a failure to complete a service. - Commercial property insurance: Like home insurance, this plan protects financial losses to physical assets from natural disasters, fires, vandalism, and theft.
- Cyber liability insurance: Business cyber policies cover liabilities from claims due to a data breach involving sensitive customer data.
Business owner's policy: A BOP is a bundled solution that combines commercial and property liability insurance into one plan. Some also include business interruption and continuation coverage. Options and eligibility vary by provider. - Commercial auto insurance: Small businesses that use trucks, vans, and cars can get coverage to meet state requirements and endorsements for extra services.
To narrow your list of insurers, ask for recommendations from your professional network, check out customer reviews, and read guides on the best small business insurance providers.
The Columbia Montour Chamber's business insurance program with Penn National has paid members over $300,000, based on the group’s collective loss experience. Contact a member insurance agent to see if the program is the right fit for your business.
Excerpts taken from CO by the U.S. Chamber of Commerce written by Jessica Elliott , Contributor. To get the full article click here.
Preventing Ethical Burnout: Protecting Your Team’s Integrity Under Pressure
- Ethical burnout can occur when workplace stress affects employees' ability to uphold their values, making it crucial for leaders to recognize and address this issue.
- Rising commercial pressures can lead to ethical lapses; leaders should set realistic goals and promote open communication to prevent this.
- Creating a culture of psychological safety helps combat "survival mode" thinking, allowing employees to focus on integrity rather than self-preservation.
- Decision fatigue in high-pressure environments can weaken ethical decision-making; leaders should encourage thoughtful consideration and provide decision-making frameworks.
- Fostering a collaborative culture that celebrates team achievements over individual ambition can enhance ethical behavior and strengthen team cohesion.
680 words ~3.5 min. read
In today's fast-paced business world, workplace stress is nearly unavoidable. If this pressure isn't managed, it can lead to a serious issue: ethical burnout. This happens when ongoing stress affects an employee's ability to stick to their values, making it hard to maintain integrity in tough situations. As leaders, it's important to spot the signs of ethical burnout and take proactive steps to safeguard your team's ethical standards. Harvard Business Review outlined four ways employees may feel pressured to override their good judgment. Read on to learn how to identify these four pitfalls and how to implement success strategies to create a culture where integrity thrives, even under pressure.
Managing Increased Commercial Pressures
One of the first signs of possible ethical burnout is rising commercial pressure. When employees are pushed to hit ambitious targets without enough support, they might feel pressured to take risks that could compromise their integrity. This can result in ethical lapses as individuals focus on short-term gains over long-term principles.
To combat this, leaders should set realistic and achievable goals that motivate their team instead of draining them. Open communication is key—create an environment where employees feel safe discussing concerns about overwhelming targets. Leaders should also coach their teams to break larger goals into manageable steps, ensuring that success is sustainable. Establishing trust and transparency helps prevent ethical compromises, even in high-pressure situations.
Combatting "Survival Mode" Thinking
When job security is at risk, employees might enter "survival mode," focusing on self-preservation rather than ethical standards. This can quickly lead to ethical fatigue, where employees feel they must protect themselves at all costs, which can harm their integrity.
To avoid this mindset, it's important to create a culture of psychological safety. Start by openly discussing stress and recognizing the pressures employees face. Leaders should consider introducing "ethics ambassadors"—trusted colleagues who can provide guidance and support during ethical dilemmas. These ambassadors serve as role models and confidants, emphasizing the importance of integrity in challenging situations. Additionally, forming peer support networks fosters collaboration and shared responsibility, which helps strengthen the team's ethical foundation.
Reducing Decision-Making Overload
Decision fatigue is a real issue in high-pressure settings where quick actions are often needed. This rush can lead to shortcuts and weaken ethical decision-making. When speed takes precedence, the quality of decisions can drop, which may result in ethical missteps.
Leaders can address this by fostering a culture that values thoughtful decision-making. Encourage employees to take their time and think carefully when faced with complex choices. This approach isn’t about slowing down efficiency; it’s about ensuring that integrity remains a core part of the decision-making process. Leaders should stress that taking time to evaluate decisions is a commitment to the organization’s values, not a sign of inefficiency. Offering decision-making frameworks with ethical checkpoints can help teams handle tough situations while staying true to their principles.
Reducing the Culture of Envy and Competition
While a competitive workplace can drive results, it can become problematic when personal ambition overshadows collective success. A culture filled with envy and cutthroat competition can harm team cohesion and lead to unethical behavior as individuals compete for recognition and rewards.
To foster a more ethical environment, it's important to celebrate and reward team achievements, not just individual ones. By prioritizing team wins and promoting collaboration, leaders can keep high performers grounded and aligned with the organization's values. Publicly recognizing contributions that support teamwork and integrity sends a clear message that the company values ethical behavior over personal ambition. Regular team-building activities and cross-functional projects can also help break down barriers and create a more inclusive, integrity-focused culture.
The Takeaway
Ethical burnout is a subtle yet serious threat that can undermine a team's integrity. As business leaders, it's crucial to spot early warning signs and take steps to prevent ethical fatigue. By encouraging open communication, ethical discussions, psychological safety, and celebrating team successes, leaders can help their teams cope with workplace pressures without compromising their values. Remember, protecting your team's ethics is not just the right thing to do—it’s a strategic advantage that builds trust, resilience, and long-term success.
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The Columbia Montour Chamber of Commerce is a private non-profit organization that aims to support the growth and development of local businesses and our regional economy. We strive to create content that not only educates but also fosters a sense of connection and collaboration among our readers. Join us as we explore topics such as economic development, networking opportunities, upcoming events, and success stories from our vibrant community. Our resources provide insights, advice, and news that are relevant to business owners, entrepreneurs, and community members alike.