Is an Individual Coverage Health Reimbursement Account (ICHRA) Right for Your Company?
An ICHRA enables employers to allocate a fixed dollar amount to employees on a tax-free basis, which employees can use to purchase individual health insurance through the marketplace or private insurance providers. This arrangement provides a high degree of flexibility, allowing employees to choose the specific coverage that aligns with their unique health needs and family situations. For employers, this flexibility offers a valuable opportunity to design personalized benefit solutions that cater to a diverse workforce. By implementing an ICHRA, employers can offer a benefits strategy that provides value to employees while aligning with the company’s own financial and operational goals.
The first objective for a business owner is to assess whether an ICHRA is an appropriate fit for their organization. Unlike traditional group health plans, ICHRAs are often most advantageous for small to mid-sized businesses, or companies with a widely dispersed or diverse workforce. For example, in industries with high levels of seasonal or part-time workers, traditional group plans may be financially burdensome, especially if the employees have varying insurance needs. By evaluating the organization’s workforce composition, turnover rate, and budgetary considerations, decision makers can determine if an ICHRA makes sense.
One word of caution, there are complexities concerning ICHRAs that need to be fully understood before considering them as a part of any employee benefit package. It’s best to consult with a professional for advice and direction.
The Columbia-Montour Chamber of Commerce offers its members access to My Benefit Advisor as a solution for employee benefits, including voluntary offerings. For more information about My Benefit Advisor, visit our website at cmcc.mybenefitadvisor.com or contact Rob Higginbotham at (800) 377-3536.
The 2025 Small Business Landscape
Source: U.S. Chamber of Commerce
In 2025, small businesses will face a mix of opportunities and challenges in the evolving economic landscape of the United States. While the economy continues to grow, inflation and regulatory uncertainty remain key concerns for business owners nationwide.
In this CO— Small Business Update, Neil Bradley, Executive Vice President, Chief Policy Officer, and Head of Strategic Advocacy at the U.S. Chamber of Commerce, offered insights into critical issues impacting small businesses this year. Bradley’s conversation with Jeanette Mulvey, Vice President and Editor-in-Chief of CO—, offers a roadmap for small business success in the year ahead.
Navigating the economy and regulatory changes as a small business
Small businesses are facing a particularly uncertain regulatory environment under the new administration. The expiring provisions of the 2017 Tax Cuts and Jobs Act could result in significant tax increases for the 2025 tax year unless they’re extended. The Trump administration is reducing regulatory burdens in other areas, though, which Bradley believes will ultimately benefit businesses.
“We're going to … see a significant rollback in the regulatory burden imposed on businesses,” said Bradley, who cited labor laws, overtime rules, and access to credit as examples of where this is likely to happen.
The economy will remain a challenge for small businesses in 2025. Bradley noted that inflation has slowed compared to previous years, but small businesses still face rising prices.
“We had a pretty good year in terms of overall economic growth … and while we've been able to bring down the rate of increase in prices, prices are still … going up faster than we want,” explained Bradley. “I think our biggest challenge economically in 2025 is finishing the fight against inflation.”
Meanwhile, the high interest rates imposed to combat inflation are impacting small businesses' borrowing costs and access to capital.
“[High] interest rates … make the cost of capital … more expensive,” Bradley said. “It also means that the interest you can earn on deposits … is higher, and so it tends to be an incentive to reduce lending. There's just generally less credit in the economy.”
Bradley advised small businesses to stay proactive about upcoming regulatory changes, work with professional advisors to identify potential impacts on their businesses and plan ahead to minimize surprises.
Adapting to workforce shortages and tariffs
Industries like retail, health care, hospitality, and construction are growing quickly, creating numerous opportunities for small business expansion. However, demographic shifts and baby boomer retirements continue to create talent gaps.
Bradley stressed the need for immigration reform to grow the workforce.
“Your ability to expand your business, … [and] meet consumer demand today is constrained by your lack of workers,” he said. “We … need more people with legal work authorizations to be able to work in the United States, and … that means increasing legal immigration.”
Another challenge for 2025 is the potential expansion of tariffs, particularly for small businesses that rely on international supply chains. Bradley explained that tariffs add a "tax" on imported products before they even reach the market, ultimately raising prices for businesses and consumers alike.
Bradley encouraged small businesses to brace themselves against potential changes by the Trump administration by assessing their supply chains.
“Can you still afford the product? Can you pass along the costs? Can you source the product from somewhere else?” he advised.
Preparing for quick changes in tariff policies helps businesses minimize disruptions and protect their bottom line.
The opportunities and challenges of AI adoption
Small businesses are increasingly leveraging artificial intelligence for productivity and innovation, particularly in customer management, design, and operational efficiency. Bradley cited a 2024 U.S. Chamber survey that found that 40% of businesses directly use generative AI in their day-to-day operations (up from 23% in 2023), and many more are using programs built on AI.
“If you're using a … system to manage your customer database [or] do your targeted advertising, the services that you are using use AI in the background. So, virtually every small business in America today is using AI,” he said.
Bradley expressed concern over pending and potential AI regulations, such as those in Colorado and Texas, driven by uncertainty and fear of the technology's implications. He cautioned that proposals allowing customers to opt out of AI-driven services could force businesses to maintain costly, outdated systems alongside AI-powered ones.
“There [are] a lot of misguided ideas out there, particularly at the state level, that I think could be really harmful,” added Bradley.
Encouraging optimism and resilience for small businesses
Despite the challenges 2025 may bring, there are a lot of reasons to be optimistic as a small business. Bradley highlighted small businesses' resilience, innovation, and determination in the face of these obstacles.
"I am amazed by the number of small businesses that are just newly opening or growing,” said Bradley. “I'm in awe of this optimism and this vibrancy that's existing in the small business community.”
Expanding on U.S. Chamber President Suzanne Clark’s remarks at the 2025 State of American Business, Bradley emphasized the essential role of small businesses in the broader business ecosystem and why small and large businesses need each other to thrive.
“We need the innovation, the entrepreneurship, the flexibility that really shines in America's small businesses, but we also need the scale and the ability to reach national and global customer bases that America's large businesses create,” said Bradley. “It's an ecosystem that … we're proud to represent.”
CO— aims to bring you inspiration from leading respected experts. However, before making any business decision, you should consult a professional who can advise you based on your individual situation.
Learn more about the U.S. Chamber work on pro-growth tax policy by watching by the full conversation here.
New Member Highlight – Blueprint Benefits Group
Blueprint Benefits Group simplifies the management of your employee benefits! They can help small businesses with 2 or more employees. We can represent your group for no cost, and assist with renewals and open enrollment meetings. We offer Health Reimbursement Accounts, Health Savings Account Plans, and Self Funded plans to help keep your costs down.
Learn more about Blueprint Benefits Group here or reach out to Tara Smith, Employee Benefits Broker.
Member News ~ February 13, 2025
Stop Hopper Bloomsburg Zone Expands
The Stop Hopper service zone in Bloomsburg is expanding east along route 11 - S/Columbia Blvd. This addition will now service the PA Careerlink office and several other new destinations. Learn more about Stop Hopper.
LCP Alumni Event
Are you a graduate of Leadership Central Penn? Meet the 2025 and connect with your classmates at an alumni event happening March 20th. Click here to register!
Sign up for Day Of Action 2025
The Susquehanna Valley United will be holding their 2025 Day of Action on April 25. Non-profits in need of volunteers can sign up now through February 28th and Volunteers can sign up through March 6th. Sign up today!
BIDA conducting Semi-Annual Wage Survey
Grammy Nominated Jazz Drummer Comes to the Weis Center
The Weis Center will welcome Grammy nominated drummer Nate Smith on Friday, February 21 at 7:30 p.m. in the Weis Center Concert Hall. Learn more.
McKonly & Asbury Wins ClearlyRated’s Best of Accounting® Award for Seventh Consecutive Year
McKonly & Asbury, an IPA300 firm with headquarters in Pennsylvania, is proud to announce that for the seventh consecutive year, the firm has earned ClearlyRated’s prestigious Best of Accounting® Award. Learn more.
DCDC Dueling Pianos Back April 4th
Danville Child Development Center's Annual Dueling Pianos Event is happening April 4th. Learn more.
SAVE THE DATE - 2025 Chamber Holiday Open House will be December 10th at the Pine Barn.
Did You Miss Last Week's Member News? Here's News That's Still Timely
What's the Coolest thing Made in PA? Nominations open
The PA Chamber of Business and Industry is hosting its third annual What's the Coolest thing Made in PA? Contest. Nominations are open now through February 14th.
MARC accepting Intern Applications
The Montour Area Recreation Commission is now accepting applications for a summer 2025 internship position. Applications will be accepted through Sunday, February 16, with interviews planned for the week of February 17 – 21. Get the details about the internship opportunities.
Training Events by SBDC
PATHS offer over 50 training opportunities in February
Get PATHS training calendar here.
Columbia County Shares Training Announcement
There will be the Disaster Mental Health (DMH) Annual Webcast: “Effective Response to Chemical Disasters: Leadership, Communication, and Lessons Learned from East Palestine.” on Monday, February 24, 2025, from 2:00 - 3:30pm, and fulfills HPP Deliverable 5. Registration is open.
Bloomsburg Children's Museum Announces February Programs
Get the schedule of programs here.
Third Wednesdays at StartUp Danville
Join a community of entrepreneurs at StartUp Danville every Third Wednesday to connect with like-minded business owners, gain valuable insights, and tackle the pressing challenges in your business. Whether you're just starting out or scaling up, there’s something here for everyone. Don’t miss this opportunity to learn, collaborate, and grow! Next event: February 19 at 9am at 418 Railroad Street, Danville, PA.
Save the Date for the 15th Annual ZIPD Conference
The Zeigler Institute for Professional Development (ZIPD)'s Annual conference will be November 6th and 7th. Watch for future announcements with important participant information and survey links.
Bloomsburg ArtFest Announced, Applications Live
The seventeenth ArtFest will occur on Saturday, August 23, 2025, from 10:00 AM to 5:00 PM. ArtFest showcases regional artists' original work, accompanied by local food, live music, and activities. More details here. Read the call for entries.
Community Giving Foundation 2025 Grant round Open Through February 28
Community Giving Foundation will launch a simplified and shortened grant application in 2025 to make the process more efficient and effective for everyone. The application period for the 2025 grant round opened on January 2, 2025, and will close on February 28, 2025. Please visit the Foundation's grant website for more information.
New Resource For State Grants
The Commonwealth Office of Digital Experience (CODE PA) recently launched a new resource to make it easier for residents, businesses, nonprofits, schools, and local governments to find and apply for grants from state agencies. Check it out here.
Geisinger New Resident Welcome Fair Happening in June
Shine a spotlight on your business or group at Graduate Medical Education’s New Resident Welcome Fair June 16. Get more details.
Stuart Tank Memorial Museum Announces Berwick WWII Weekend Dates
Join the Stuart Tank Memorial Museum July 18th - July 20th for the annual WWII Weekend in Berwick. Learn more.
Overregulation Is Crippling Business, Getting Regulations Right Is the Key to Growth
Source: U.S. Chamber of Commerce
Regulations, when properly constructed, help implement laws passed by Congress. Some level of government regulation is necessary to ensure public safety, protect the environment, and promote competitive and free markets.
However, overreaching regulations are putting a severe strain on the workforce, time, productivity, and budgets of American businesses of all sizes, stifling economic growth and wages across the country.
In July 2024, the U.S. Chamber released the Growth and Opportunity Imperative with a goal of the U.S. reaching at least 3% economic growth, which is essential to expanding opportunities for American workers, raising wages, and improving standards of living. Key to achieving sustained 3%+ economic growth is growth-oriented public policy, including regulatory policy.
As a part of the U.S. Chamber’s 2025 State of American Business program, lawmakers and regulatory experts discuss the impact of regulatory overreach in the U.S., the significant costs imposed by regulations, and opportunities to course correct this year.
Impact of Overreaching Regulations on Businesses and Workers
Across the country, businesses and workers are spending too much time and money navigating regulatory requirements.
According to the latest U.S. Chamber and MetLife Small Business Index, 51% of small business owners say regulatory compliance requirements make it harder for them to grow their business.
During the 2025 State of American Business address, U.S. Chamber President and CEO Suzanne P. Clark stressed the urgent need to roll back the worst of the regulatory onslaught of the past four years to create opportunities for workers and businesses to thrive.
“As it stands, this unprecedented bureaucratic micromanagement of business will cost the economy $1.8 trillion and trickle down into Americans’ lives and pocketbooks through higher prices, lower wages, and fewer jobs,” said Clark. “And we will continue to work with the administration—as we did in President Trump’s first term—on this shared priority.
While some federal regulations are meant to spur positive changes or outcomes, they often have unforeseen consequences. Doug Holtz-Eakin, a former director of the Congressional Budget Office and current president of American Action Forum, says costs are costs when it comes to the impact of regulations on businesses. “If you’re a businessperson, you have to cover the costs, whether it’s a tax you have to pay or another way to get to the same thing – a regulation that they force you to comply with. It hurts your opportunity to hire people. It hurts your chances to expand. It hurts all the things we think of as productive in the economy, and that’s a headwind to growth.”
Regulatory burdens aren’t just shouldered by businesses. They are also passed on to consumers. “[Regulations] amount to a massive stealth tax, paid by the American people, through lower pay and higher prices for the goods and services that we buy every day,” says Rep. August Pfluger (TX-11), Chairman of the U.S. House of Representatives' Republican Study Committee.
“I worry about this continued expansion of the regulatory state as a real headwind to American prosperity,” says Holtz-Eakin.
Susan Dudley, the former director of the regulatory branch of the Office of Management Budget, points to the 1970s, 80s, and 90s as proof that an increase in competition and reduction in regulation led to “huge improvements in economic growth and social welfare because [before], we had innovations that were constrained by regulated activity.”
What’s more: Regulations not only increase costs for businesses, but also the amount of time business owners must spend filling out government paperwork to comply with federal regulations. And that creates strains on the productivity of business owners and their ability to run and grow their business.
“The Biden Administration’s regulations have imposed a paperwork burden that is equivalent to 360 million hours,” says Rep. Brandon Gill (TX-26). “If one person had to fill out all of that paperwork, it would take them an estimated 41,000 years.”
The Role of the Congressional Review Act
Dudley says the new Congress has a 60-day window to review proposed regulations (also known as rules) issued at the end of the last administration that are not currently final and pass a joint resolution disapproving them. President Donald Trump can sign these resolutions into law, voiding the proposed regulations and creating a higher burden for agencies to issue the same or similar rule in the future without Congressional approval.
Regulations issued after mid-August can be overturned using the Congressional Review Act (CRA). The U.S. Chamber has outlined three regulations Congress should take immediate action on to protect consumers and businesses.
The long game: For regulations issued before August 2024 and which have already taken effect, the process becomes much more cumbersome. Cutting these regulations cannot simply be done with a joint resolution of disapproval from Congress and a signature from the President. “To revise or rescind a regulation, agencies have to go through all the same steps that they went through to issue it in the first place,” says Dudley. “It’s a lengthy process.”
“Thousands of new regulations that impact not only business but impact jobs and our ability as a capitalist nation to do business and compete around the world,” said Rep. Pete Sessions (TX-17), Co-Chair of the DOGE Caucus. “We will work with the U.S. Chamber to make sure we not only address these needs but ensure that we have a tax code that ensures as America moves forward that capitalism and rule of law are important behaviors the American people will count on.”
Potential Benefits of Reducing Regulations
Reducing regulations gives businesses more flexibility to run and grow their business, creating more opportunities for workers and communities.
Removing overreaching regulations and associated costs will lower costs and help control inflation. “Take those costs out of the system, and you don't have to raise prices to cover it,” says Holtz-Eakin.
“Business owners and leaders in every industry feel the pain of bureaucratic micromanagement. Consumers and employees experience it in the form of higher prices, lower wages, and fewer jobs,” wrote Clark in a Wall Street Journal op-ed following the November 2024 election. “Some will cast the coming deregulation as an illegitimate power grab. It is the opposite. Deregulation rips economic power out of the hands of those who didn’t earn it and don’t know how to wield it. It gives power back to consumers, workers and business leaders.”
Bottom Line
Overreaching regulations are a strain on the time, productivity, and finances of businesses. They contribute to less economic growth and lower paychecks for workers.
Regulatory reform is an element of achieving economic growth, and policymakers should seize the opportunity to cut burdensome regulations through the CRA to grow our economy and help American workers and businesses reach their American dream.
In the Legislature
Source: PA Chamber of Business and Industry
In addition to Gov. Shapiro’s budget address, last week lawmakers in both chambers were in session and considered key legislation on energy policy, workers’ compensation, and more. Lawmakers also reacted to the governor’s proposals and began preparing for budget appropriations hearings, which begin on Feb. 18.
Here is a rundown of last week’s legislative action most relevant to employers.
SENATE
RGGI Abrogation (S.B. 186; Yaw)
The Senate passed Senate Bill 186 last Monday. The PA Chamber supported this bill, too. (CLICK HERE for their memo).
This legislation would formally withdraw Pennsylvania from the Regional Greenhouse Gas Initiative (RGGI), a multistate cap-and-trade program designed to reduce carbon emissions from power plants.
Lawmakers passed the measure in a bipartisan 31-18 vote. It now heads to the House Environmental and Natural Resource Protection Committee.
HOUSE
Increasing Worker’s Comp Costs (H.B. 183; Dawkins)
The House Labor & Industry Committee advanced House Bill 183 last Wednesday. The PA Chamber opposed this bill (CLICK HERE for their memo).
This legislation would amend a section of Pennsylvania’s Workers’ Compensation Act that deals with permanent injuries or disfigurement, informally known as the “scar benefit. House Bill 183 would expand the scar benefit far beyond its original purpose, likely discourage otherwise healthy employees from returning to work, and even incentivize plaintiffs’ attorneys to push their clients to get unnecessary surgeries. This proposal would additionally lead to higher insurance and related costs for Pennsylvania businesses. (Note: Formerly introduced as H.B. 930 last session).
The committee advanced H.B. 183 in a party-line vote of 14-12. It now heads to the full House of Representatives.
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Founded in 1916, the Pennsylvania Chamber of Business and Industry is the state's largest broad-based business association, with its membership comprising businesses of all sizes and across all industry sectors. The PA Chamber is The Statewide Voice of BusinessTM.
From Conflict to Collaboration: Turning Workplace Disputes into Growth Opportunities
Workplace conflicts are inevitable—but they don’t have to be toxic. Great leaders turn disagreements into collaboration opportunities. This article covers:
- Communication frameworks that promote understanding
- Mediation techniques to defuse tension
- Strategies for creating win-win solutions
Handled well, conflict strengthens teams and sparks innovation. Let’s turn friction into progress.
527 words ~ 2.5 min.
Workplace conflict is a fact of life. Differing opinions, competing priorities, and personality clashes happen in every organization. But conflict itself isn’t the problem—how leaders handle it makes all the difference. Poorly managed disagreements create division and resentment, while skillful conflict resolution builds trust, strengthens teams, and sparks innovation.
When leaders adopt effective communication strategies, mediation techniques, and solution-driven approaches, they transform tension into teamwork. Here’s how to turn workplace conflict into a productive force.
Communication Frameworks That Promote Understanding
Many workplace conflicts stem from misunderstandings. People often assume intent, misinterpret tone, or let emotions take over. Strong communication frameworks prevent minor disagreements from escalating into full-blown disputes.
Active Listening as a Leadership Tool
Listening isn’t just about hearing words—it’s about understanding meaning. Leaders can foster better communication by:
- Asking clarifying questions (“Can you explain what you mean by that?”).
- Paraphrasing key points to ensure mutual understanding (“So what I’m hearing is…”).
- Avoiding defensive reactions and staying open to feedback.
Nonviolent Communication (NVC): A Framework for Respectful Dialogue
Developed by psychologist Marshall Rosenberg, NVC is a four-step process that promotes empathy and constructive discussion:
- Observe without judgment. (“I noticed that deadlines were missed this month.”)
- Express feelings honestly. (“I feel frustrated because it affects our team’s progress.”)
- Identify needs clearly. (“I need better alignment on project timelines.”)
- Make a request for resolution. (“Can we set clearer deadlines going forward?”)
This framework removes blame and encourages problem-solving rather than confrontation.
2. Mediation Techniques to Defuse Tension
Some conflicts require mediation—especially when emotions run high. Effective leaders act as neutral facilitators, ensuring all voices are heard and guiding conversations toward resolution.
Key Mediation Strategies:
- Establish Psychological Safety: Create an environment where people feel safe expressing concerns without fear of retaliation.
- Reframe the Conflict as a Shared Problem: Instead of “me vs. you,” frame it as “us vs. the issue.”
- Use the “Third Story” Perspective: This method, from Harvard’s Negotiation Project, encourages participants to step back and look at the situation as an outsider would. It shifts the conversation from blame to understanding.
When leaders mediate skillfully, conflicts become opportunities for strengthening relationships and improving workplace culture.
3. Win-Win Strategies for Long-Term Solutions
Effective conflict resolution isn’t about finding a temporary fix—it’s about creating lasting solutions that work for everyone involved.
Steps to Achieve a Win-Win Outcome:
- Identify Shared Goals: Most conflicts arise from different approaches, not opposing objectives. Find the common ground.
- Encourage Creative Problem-Solving: Avoid binary thinking (e.g., "my way or your way") and explore alternative solutions.
- Follow Up and Hold People Accountable: Agreements should be documented and revisited to ensure lasting change.
When conflict is resolved thoughtfully, teams emerge stronger, more engaged, and better aligned.
Final Thoughts
Conflict in the workplace is unavoidable—but leaders who approach it with empathy, structure, and problem-solving skills can turn it into a powerful force for collaboration. The best teams aren’t those that never disagree; they’re the ones that know how to navigate differences productively.
For further insights, check out Harvard Business Review’s guide to difficult conversations and Forbes’ advice on workplace mediation.
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The Columbia Montour Chamber of Commerce is a private non-profit organization that aims to support the growth and development of local businesses and our regional economy. We strive to create content that not only educates but also fosters a sense of connection and collaboration among our readers. Join us as we explore topics such as economic development, networking opportunities, upcoming events, and success stories from our vibrant community.
Member News ~ February 6, 2025
PPL Foundation awards grant to recognize outstanding STEM teacher at Danville Middle School
The PPL Foundation announced awards to four exceptional Pennsylvania teachers for their success in designing and facilitating STEM (science, technology, engineering and math) learning that engages the next generation of innovative thinkers. Learn more.
Community Giving Foundation Hosting ZOOM Meeting on Impact of Executive Orders on Nonprofits
Join the Community Giving Foundation on February 12th at 9 am for a ZOOM meeting on the Impact of the Executive Orders on Nonprofits. Learn more and register at this link
Exclusively You Celebrating 30 years
Congratulations to Kim Keck and everyone at Exclusively You on celebrating 30 years in business!!
What's the Coolest thing Made in PA? Nominations open
The PA Chamber of Business and Industry is hosting its third annual What's the Coolest thing Made in PA? Contest. Nominations are open now through February 14th.
First Fridays Continue February 7th in Bloomsburg
Find out all that is happening for First Fridays.
MARC accepting Intern Applications
The Montour Area Recreation Commission is now accepting applications for a summer 2025 internship position. Applications will be accepted through Sunday, February 16, with interviews planned for the week of February 17 – 21. Get the details about the internship opportunities.
Aloysius Butler & Clark Trolls Kansas City Chiefs Fans to Benefit Charities in Both Cities Ahead of the Big Game
Aloysius Butler & Clark (AB&C), one of the largest independent full-service marketing communications agencies on the East Coast, has come forward to claim responsibility for the “816-323-GO KC—call for a pep rally in your pocket” digital billboard next to Arrowhead Stadium. Learn more.
Training Events by SBDC
Geisinger New Resident Welcome Fair Happening in June
Shine a spotlight on your business or group at Graduate Medical Education’s New Resident Welcome Fair June 16. Get more details.
Service 1st Federal Credit Union Celebrates ‘50 Years of Friends You Can Bank On’ in 2025
Service 1st Federal Credit Union is excited to announce a significant milestone in the credit union’s history. 2025 marks the credit union’s 50th Anniversary. Learn more.
Grammy Nominated A Cappella Ensemble Mixes Jazz, Gospel and Pop into Sublime, Cohesive Sound
The Weis Center will welcome a cappella quartet Kings Return on Saturday, February 8 at 7:30 p.m. in the Weis Center Concert Hall. Learn more.
Stuart Tank Memorial Museum Announces Berwick WWII Weekend Dates
Join the Stuart Tank Memorial Museum July 18th - July 20th for the annual WWII Weekend in Berwick. Learn more.
Did You Miss Last Week's Member News? Here's News That's Still Timely
Berwick Blueprint Committee Hosting Community Conversation
Join the Berwick Blueprint Committee on TONIGHT for a Community Conversation on the future of Downtown Berwick. The conversation starts at 5:30 and is being held at the Berwick Theater & Center for Community Arts. Learn more.
Are you a Columbia Montour Visitors Bureau Member?
If you are a member of the Columbia Montour Visitors Bureau don't forget to add your events to their online calendar. Get full requirements by reaching out to Jenn Puckett at jpuckett@cmvb.com.
PATHS offer over 50 training opportunities in February
Get PATHS training calendar here.
Columbia County Shares Training Announcement
There will be the Disaster Mental Health (DMH) Annual Webcast: “Effective Response to Chemical Disasters: Leadership, Communication, and Lessons Learned from East Palestine.” on Monday, February 24, 2025, from 2:00 - 3:30pm, and fulfills HPP Deliverable 5. Registration is open.
Bloomsburg Children's Museum Announces February Programs
Get the schedule of programs here.
Third Wednesdays at StartUp Danville
Join a community of entrepreneurs at StartUp Danville every Third Wednesday to connect with like-minded business owners, gain valuable insights, and tackle the pressing challenges in your business. Whether you're just starting out or scaling up, there’s something here for everyone. Don’t miss this opportunity to learn, collaborate, and grow! Next event: February 19 at 9am at 418 Railroad Street, Danville, PA.
Save the Date for the 15th Annual ZIPD Conference
The Zeigler Institute for Professional Development (ZIPD)'s Annual conference will be November 6th and 7th. Watch for future announcements with important participant information and survey links.
Bloomsburg ArtFest Announced, Applications Live
The seventeenth ArtFest will occur on Saturday, August 23, 2025, from 10:00 AM to 5:00 PM. ArtFest showcases regional artists' original work, accompanied by local food, live music, and activities. More details here. Read the call for entries.
Community Giving Foundation 2025 Grant round Open Through February 28
Community Giving Foundation will launch a simplified and shortened grant application in 2025 to make the process more efficient and effective for everyone. The application period for the 2025 grant round opened on January 2, 2025, and will close on February 28, 2025. Please visit the Foundation's grant website for more information.
New Resource For State Grants
The Commonwealth Office of Digital Experience (CODE PA) recently launched a new resource to make it easier for residents, businesses, nonprofits, schools, and local governments to find and apply for grants from state agencies. Check it out here.
New Member Highlight – Fisk Real Estate
At Fisk Real Estate specialized in helping buyers and sellers navigate the real estate market across the Central Susquehanna Valley. With over 30 years of combined experience, their locally owned and operated firm is dedicated to providing exceptional service, expert advice and proven results. Whether you're looking to find your dream home, downsize, or sell your property, their team delivers personalized guidance every step of the way.
How to Manage Anxiety in the Digital Age
Source: McKonly & Asbury
We are living in the digital age, which means we are living in the biggest paradox of all time. Our lives hold a record number of unparalleled conveniences, and yet, general stress levels among many world populations have never been higher. Gallup data shows that about 40% of people surveyed in 1994 (right around when internet connectivity began to spread to the general population) indicated they experience stress in daily life. Today that figure is 49%.
Our hyperconnected world has gone from a wealth of information to a bombardment of ads, influencers, content, and other stressors. We’re constantly asked to read, click, buy, etc. In a digital world such as this, how are we supposed to manage our anxiety?
With the rate of change of today’s technology, it may seem like as soon as one worry is resolved, it is replaced by another.
Luckily, there are age-old tips and tricks that can be applied to today’s stressful digital age.
Understanding Anxiety in the Digital Age
When humans become stressed, we enter a fight-or-flight mode where our bodies physically release the stress hormones adrenaline and cortisol. These hormones raise the heart rate, put senses on high alert, and tense the body’s muscles. Our ancient ancestors went into flight-or-flight mode when they heard a stick crack in the woods because that meant a predator or enemy might be nearby.
Nowadays, the ping of a notification that then lights up with a red icon (a color that elicits a stress response), is the equivalent of the snapping stick in the forest. Living in the digital world is exhausting, and we are constantly threatened with information overload. Other sources of stress in the digital age includes the pressure to keep up social appearances, the continually blurring lines between work time and personal time, and the dependence on technology that can break or change at any time.
And the side effects of our digital age aren’t pretty. Long-term exposure to stress chemicals in the body can suppress the immune system, disrupt digestion, and impair sleep patterns. This can lead to physical sickness, absenteeism, and even death. It’s critical that we get ahold of our anxiety about the digital age.
Tips for Managing Anxiety in the Digital Age
There’s no getting around it – people are stressed. But there are universal principles we can apply to our modern situations to alleviate some of the stress and anxiety that result from our digital lives. Let’s look at some ways to combat stress and worry in the workplace and beyond.
Tip #1: Perform Problem Analysis
Before you get into a tizzy about something that happened in the digital world, stop and perform a problem analysis. Dale Carnegie says there are three steps to this analysis: (1) get the facts, (2) analyze the facts, and (3) arrive at a decision—and then act on that decision.
These three steps are critical in the digital age because digital mediums often obscure facts. You can’t learn someone’s tone through an email, which could lead to a miscommunication. Misinformation is also an issue in our digital world. When we see something that seems upsetting, we should verify the facts before we start to worry. Perhaps that social post or that generative AI answer was wrong. Critical thinking cannot be overlooked in the digital age for combating worry.
As Herbert Hawkes, dean of Columbia College, Columbia University, said, “If a man will devote his time to securing facts in an impartial, objective way, his worries will usually evaporate in the light of knowledge” (How to Stop Worrying and Start Living, pg 42).
Tip #2: Live in Day-Tight Compartments
The internet remembers forever, but human attention on any one thing is truly fleeting in today’s digital age. If something happens online, such as a coworker disparages your idea in a team messaging channel, brush it off the next day and move on. You can even shrink this down to hour-tight compartments. For example, turning off notifications for one hour may help you focus on work and be more productive.
Thomas Carlyle wrote: “Our main business is not to see what lies dimly at a distance, but to do what lies clearly at hand” (How to Stop Worrying and Start Living, pg 3). Today is clearly at hand. Yesterday is gone. And tomorrow isn’t promised and hasn’t arrived. If you want to combat anxiety and worry in the digital age, live in day-tight compartments.
Tip #3: Declutter Your Digital Life
This is going to be a tough one. It’s difficult enough to declutter our home or our mind, now we’re expected to declutter our desktop and email. Luckily, we can apply principles from many disciplines to begin living a minimalist digital lifestyle.
The KonMari Method – made famous by international tidiness expert Marie Kondo – suggests separating physical papers into three piles: currently in use, needed for a limited period of time, or must be kept indefinitely. Anything that doesn’t fit one of those categories gets discarded. You can apply the same to work or personal email accounts, folders of files and old projects, and the apps on your phone.
Once you’ve decluttered, commit to a “less is more” lifestyle. Cut down the amount of time you engage online or with a screen in general. Approach life as the moments that happen away from your phone or computer. Embracing a life outside our digital world is critical to our mental and physical health.
Tip #4: Rest Before You Are Tired
Drinking water before you’re thirsty staves off dehydration. Taking vitamins before you’re sick can help stave off illness. And resting away from technology before you are exhausted by it (physically, mentally, or emotionally) can help stave off worry and anxiety. How often have you started at the screen until your brain was mush and you couldn’t be productive anymore? Is the time of day that happens creeping earlier ever so slowly?
Screen time is up 60-80% from pre-pandemic levels, and “tech fatigue” is a real problem among all generations. To combat the anxiety that comes from technology, consider scheduling in breaks before you need them. Go outside and take a walk, read a few pages of a book, or simply sit back and listen to relaxing music. Too much screen time can cause brain fog, eye strain, and make you irritable.
“Unplugging” from our devices intentionally helps the brain recharge, even if it’s just a few hours of “Do Not Disturb” settings. Be like Henry Ford, who at eighty-years-old commented to Dale Carnegie, “I never stand up when I can sit down; and I never sit down when I can lie down” (How to Stop Worrying and Start Living, pg 236). Rest before you are tired, whether that exhaustion comes from the digital world or not.
Tip #5: Spread Happiness and Joy
This one’s easy: don’t be part of the problem. If stress and worry arise from our online interactions, then we are in control to ensure we’re not further exacerbating the issue. Alfred Adler used to say to his melancholia patients: “You can be cured in fourteen days if you follow this prescription. Try to think every day how you can please someone” (How to Stop Worrying and Start Living, pg 184). By concentrating on the world outside ourselves, we find that there is no space for anxiety.
When we make people happy, we become happier ourselves. We give our time, our money, or our commitment, and in turn we receive joy. A 2008 study showed that doing something for others (in the case of the experiment, giving money to others instead of spending it on themselves), make participants happier than those who remained self-serving. Go out and spread happiness to others; it will be infectious.
Learn How to Combat Anxiety in the Digital Age
As you can tell, How to Stop Worrying and Start Living has many amazing principles that can be as easily applied to our digital age as they were applied a hundred years ago. Dale Carnegie Training is also here to help. From Managing Workplace Stress to learning New Work Habits, you can learn to take care of your worry in this stressful digital world. Explore other courses at mid-atlantic.dalecarnegie.com.