Providing children the best opportunity for healthy development and success as adults requires a deliberate balance between structured activity and play. Family and trained professionals play important roles in a child’s development. Leaders in business and child care advocacy spoke about the importance of nurturing young people at the recent Columbia Montour Early Child Care Summit.

The event, held April 24 at Rolling Pines Golf Course and Banquet Facility, was organized by the Columbia Montour Early Learning Investment Committee to highlight the short and long-term benefits of quality early child care. The recently-formed Committee is comprised of representatives of member businesses, child care providers and advocates, the United Way of Columbia and Montour County, and the Chamber. Diana Verbeck, executive director of Danville Child Development Center and former Chamber Board member, is chairing the committee.

Guest speakers at the Summit included Roberta Schomburg, PhD., executive director of the Fred Rogers Center, Gene Barr, president of the PA Chamber of Business & Industry and member of the PA Early Learning Commission, and Ronn Cort, COO & president of SEKISUI SPI. M. Holly Morrison, D.Ed., president and CEO of the Central Susquehanna Community Foundation and Chamber board member, emceed the event and reinforced the messages of the speakers with anecdotes from her 30-year career in education.

Dr. Schomburg provided a foundation for the discussion by speaking about the importance of positive family and interpersonal relationships, outlining the principles of learning readiness, and highlighting the role of educators in recognizing the development level of each child. Healthy development includes balances between structured activities and play, as well as between group activity and solitude. Children should have ample opportunities to explore and be creative. 

Creativity, critical thinking, and healthy interaction skills carry forward for success in the workplace. Barr and Cort reinforced that these qualities in people cannot be replaced by automation or artificial intelligence. Research also shows that exposing children, particularly females, to STEM fields is critical to developing interest.

“Early learning is a workforce issue, and workforce is the number one issue of members of the PA Chamber,” Barr said. Workforce is also the number one issue of members of the Columbia Montour Chamber. Pennsylvania needs to better align its funding priorities to invest in early learning and education, according to Barr. He was recently appointed co-chair of the Keystone Economic Development and Workforce Command Center by Governor Wolf to assess the educational and workforce development infrastructure.  

SEKISUI is taking matters into their own hands by building a 24/7 child care facility at the South Campus in Scott Township, Columbia County.

Cort stressed that the millions of dollars in new investment in the company’s local facilities and significant increase in productivity in recent years is a direct result of their people. The investment in a child care facility will support their working families now and help foster the future workforce for generations, according to Cort.

Following the Summit, the Committee is finalizing a survey for employers to distribute to their employees with child care needs. The results of the survey will help guide the work of the Committee to improve quality child care resources in Columbia and Montour counties.

The evening prior to the event, the movie Won’t You Be My Neighbor was shown at the Berwick Theatre. The documentary explores the decades of work of television personality Fred Rogers, who was driven to instill a sense of self-worth in children and encourage understanding. The Fred Rogers Center was established in Latrobe, Pa. in 2003, the year of Rogers’ death, to carry his legacy forward. Information about the Center is available at FredRogersCenter.org.

Both events were sponsored by The Berwick Health and Wellness Fund, the United Way of Columbia and Montour County, and the Pennsylvania Early Learning Investment Commission.

From ChamberChoice and Smart Business Pittsburgh

Considering changes to your employee benefits plan can be a perplexing process. And the risk associated with making any plan modification is heightened when the supporting data are not available.

In today’s health care environment, however, plan design adjustments need to be considered far more frequently due to the pressures of managing costs.

“Providing a comprehensive benefits package is a vital component to attracting and retaining employees. Employers need to carefully consider how changes to the benefits plan design can affect their current and future workforce,” says Aaron Ochs, managing consultant at JRG Advisors. “When considering plan changes, partner with an experienced benefits professional who can utilize plan modeling to determine your best benefits strategy.”

Smart Business spoke with Ochs about how plan modeling helps employers to identify the best use of resources and to engage in experimentation without taking on risks.

What is plan modeling?

Plan modeling makes it possible to create scenarios that consider how medical claims would be paid given various plan design modifications. The analysis also identifies problem areas within the plan. With the results of the professional analysis, employers can consider the realistic solutions that are aligned with their coverage and cost objectives.

For instance, if emergency room costs were disproportionately high, an employer could consider raising the emergency room co-pay, while educating employees about 24/7 telemedicine and urgent care facilities. This would create a lower out-of-pocket cost for these more convenient options to the expensive ER visit.

Even if an employer is just thinking about making plan design adjustments because it suspects it would drive better claims results, the use of modeling can help the employer test-drive those changes before implementing them. The results of the modeling will help an employer see the outcome of suggested changes to its current benefit structure, before actual implementation.

How specifically might the plan benefit from modeling?

Plan modeling gives employers the ability to see the likely impact of plan changes beforehand.

With access to the data provided by plan modeling, employers can identify the strategies that fit the employee population coverage needs and the company goals. Employers mitigate the risk of a benefits design misstep like implementing drastic changes to popular — and necessary — benefits offerings.

With these data points, an employer can make educated, strategic decisions that balance the financial benefit with employees’ coverage and access needs. Some models even illustrate how many employees will be affected by each change, allowing employers to truly balance value and cost.

What are the popular plan changes?

Some of the more popular plan modifications include adjustments to deductibles and co-insurance, office visit versus specialist co-pay, urgent care versus emergency room co-pay, tiered rates for prescription drugs and Health Savings Account plans.

Identifying and managing even just a fraction of costs can generate significant savings year-over-year. That is because the smallest percentages of identified high-spending areas represent the most promising potential for savings. And, the more models employers run, the more likely they will find hidden ways to curb benefits costs.

In a burgeoning area where employers are trying to manage expenses, plan modeling is essential. With this approach, employers can consider changes without having to wait until after implementation to measure success.

Insights Employee Benefits is brought to you by JRG Advisors