Montour County Readdressing Update

The first round of readdressing notifications for the Danville zip code were mailed the week of July 3, one week later than previously expected. The second round is anticipated for the week of July 24, pending final approval by the U.S. Postal Service. All properties in Montour County as well as Rush Township and Riverside Borough in Northumberland County will receive address confirmation information. Information on the process is available at Specific questions can be directed to the Columbia County GIS office at 570-387-4930.

Hamilton Dental Care Holds Ribbon Cutting at New Office Building












The Columbia Montour Chamber was on hand yesterday, July 6, to help Hamilton Dental Care cut the ribbon on its new office building at 2 Audubon Court in Bloomsburg. The event included Drs. David and Joel Hamilton and members of their families; fellow Chamber member First Columbia Bank & Trust, which financed the project and ArchCentral Architects, Inc., which drew up the plans for the building; as well as representatives from Hamilton Dental’s dental supplies distributor, cabinetry contractor, builders of the facility and Scott Township. 

Following the ribbon cutting (immediately below), Dr. David Hamilton made some remarks in which he thanked all of the individuals and organizations that helped make this project possible (second video), and then led a tour of the new building for the attendees.

Members of the public can see the new facility at an Open House next Thursday, July 13, from 4:30-8 p.m. The event will feature food, prizes, as well as face painting and balloons for children. 

Risk analysis: How to identify health conditions and costs within your workforce

From ChamberChoice and Smart Business Pittsburgh Magazine

Today’s health care environment is riddled with complex plan designs and rigorous government regulations, leaving many employers to feel as though their hands are tied when it comes to unique, innovative and cost-saving solutions. There is a new strategy and technology, however, that enables small employers to identify risk, influence behavior and ultimately control costs.

Smart Business spoke with Aaron Ochs, managing consultant at JRG Advisors, which manages the ChamberChoice program, about risk analysis.

What is risk analysis?
The ability to anticipate claims or predict claims costs hasn’t been available in the small group market due to the absence of claims data from the insurance companies … until now.

Newly developed technologies include risk analysis and predictive modeling tools that make it possible to take a deeper dive into the health composition and risk factors of an employer’s workforce. For example, companies can proactively identify markers for chronic illness in order to predict health care costs and determine if a fully insured plan or alternative strategy, such as self-funding, is viable.

Why might a self-funded plan work better?
A self-funded plan differs from a fully insured plan in that it offers an employer more control over the plan. In addition, self-funding provides protection against excessive costs in years with high claims, opportunity to keep profits from favorable years and the availability of data, including claims utilization.

While self-funding is not a new concept, it is new to the smaller employer — with many insurance companies now offering level-funded premium options (a form of self-funding) to groups with as few as 10 employees.

How would a risk analysis typically work?
The deeper dive (risk analysis) begins with the collection of employee data that is captured through a custom access portal. The portal is insurance company accepted and an Affordable Care Act and Health Insurance Portability and Accountability Act compliant online benefits application tool specifically designed to reduce the amount of time, cost and paperwork for employers.

Employees are asked to complete an online enrollment interview. Once completed by employees, the employer receives a confidential de-identified aggregate report that includes an overall analysis of the employee population. This expert analysis empowers the consultants to guide the business owner through the benefit decision process with the power of knowledge.

Gaining insight into the composition and health status of the employee population means plan design decisions can be strategic rather than ‘throwing a dart blindfolded’ to find a tolerable solution.

What else do employers need to know about risk analysis?
Often, the same portal technology can reduce or eliminate many administrative burdens by providing the added support of employee enrollment, communication and plan/ election waivers. The solution is a faster and more efficient approach to benefits. This means the employer can essentially build its own health plan, which can lead to generous cost savings, greater transparency, understanding and better overall cost control.

A staggering 50 percent of the average employer’s health care budget is spent on members with preventable conditions. With the strategies and technologies that exist now, even small employers can take control of their health plans.

Talk to an advisor today to learn how risk analysis tools can guide you to the benefits strategy to fit your needs and ultimately reduce cost. JRG Advisors can be reached at 1-800-377-3539. 

Member News – July 5, 2017

Member News


Yard Sale to Benefit Ronald McDonald House of Danville

A yard sale featuring music, food vendors and raffles will benefit the Ronald McDonald House of Danville this Friday, July 7, from 9 a.m. – 5 p.m. at BAYADA Pediatrics, 2041 Columbia Blvd. (Rt. 11), Bloomsburg. It will be held in BAYADA’s front yard. All proceeds from the sale will benefit RMHD. For more information, call 570-389-1568. 


Hamilton Dental Care to Host Open House at New Office Location

Hamilton Dental Care will celebrate the recent opening of its new location at 2 Audubon Court, Bloomsburg, with an Open House on Thursday, July 13 from 4:30-8 p.m. The public is invited to bring the family for a fun night of food and prizes. Attendees can tour the new office and meet the friendly staff. Kids will enjoy face painting and balloons by The Balloon Man, Lanny Lee.  Adults can register to win a variety of prizes and baskets.  All new patients that schedule during this event will receive a 50% savings off their new patient exam.  A door prize of free whitening will also be given away to one lucky winner. 


Bucknell SBDC Hosts First Step Seminar July 12

Have you ever thought about starting your own business, but weren’t quite sure if it would be right for you? Or maybe you want to know what paperwork you need in order to open your doors? These and several other common questions for small businesses will covered at the next First Step Seminar given by the Bucknell University Small Business Development Center next Wednesday, July 12, at noon at the DeWitt Building, 3rd Floor, 416 Market St., Lewisburg. Cost is $25 and pre-registration is required. Register by calling Shelley Gadoury at 570-577-1249, email or online.


First Step Seminar in Bloomsburg July 14

An identical First Step Seminar will also be offered in Bloomsburg by the Wilkes University Small Business Development Center (SBDC) on Friday, July 14, at noon at the Downtown Bloomsburg, Inc. Business Incubator, 151 E. Main St., Bloomsburg. Laura Haden of the SBDC will speak about the different legal structures a business can be, how to write a business plan and create financial projections, and much more. Cost is $15 for the First Step book. Walk-ins are welcome but pre-registration is preferred. Register by calling 570-408-4334, email or online

Welcome Fairfield Inn & Suites Bloomsburg

More than 450 businesses and organizations belong to the Chamber to receive benefits and support efforts to strengthen their businesses and our region. Increased membership allows us to offer additional programs and benefits, have a stronger voice in advocacy and be involved in more activities and initiatives in our communities. The Chamber welcomes its newest member, Fairfield Inn & Suites Bloomsburg, to help us fulfill our mission.

The Fairfield Inn & Suites is operated by JDK Management Co. under license from Marriott International. It opened for business in early May and is the first Marriott property located in Columbia and Montour Counties. The hotel has three floors, 70 rooms and 20 suites along with on-site laundry services, valet dry cleaning, a breakfast area with complimentary breakfast each morning, a fitness center, indoor swimming pool, as well as business services. Located at 1065 Alliance Park Dr., Bloomsburg, the Fairfield Inn & Suites is the first developed property in the new Columbia County Business Park. For more information, visit its website, or call general manager Joe Bissol at 570-416-2777.